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AgHeritage Farm Credit Services combines the low rates of conventional home mortgages with our 75 years of agriculture lending experience.  AgHeritage can help whether you're looking to finance a house, a house and acreage in the country or just  rural land.  Through our portfolio loans or with the leading secondary market housing lenders we can provide a loan tailored to fit your needs.

 
Fixed Rate Home Mortgages
Home Construction Loans
Rural Home/Acreage Loans
FHA and VA Loans

Fixed Rate Home Mortgages

AgHeritage offers fixed rates on conventional, conforming home mortgages with terms of 10, 15, 20 and 30 years.


Home Construction Loans

AgHeritage offers Home Construction Loans with excellent rates tied to Prime.  Construction loan applicants are also preapproved for permanent financing by the secondary market at the end of construction at the competitive rates you want!

For home construction in qualifying areas we also offer a one-time close construction-permanent loan with an excellent combination of competitive rates and low closing costs!


Rural Home/Acreage Loans

AgHeritage offers terms up to 30 Years with fixed rates on loans to purchase or refinance rural acreage with or without a home.


FHA and VA Loans

Through our network of secondary market lenders we offer FHA and VA loan products for home mortgage loans!




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.